RMO

Retail & eCommerce Solutions

Payment processing, protection, and financial tools for brick-and-mortar retailers, online stores, and omnichannel businesses — one RMO partnership instead of a dozen vendors.

Rates from 1% Omnichannel Ready Dedicated Rep
Why Retailers Choose RMO

One partner for payments, protection, and growth.

Whether you sell in-store, online, or both, RMO brings merchant processing, protection products, and financing together under a single relationship — so you spend less time managing vendors and more time selling.

1%
Merchant processing rates starting at 1%
Same-Day
Funding on settled card transactions
1 Rep
A dedicated relationship manager, not a queue
6 Services
Payments, protection & financing in one place
Solutions

Services for retail & eCommerce

From point-of-sale to last-mile delivery, our solutions cover the full spectrum of retail operations.

Merchant Services

Accept every payment type — swipe, tap, chip, online, and mobile — with rates starting at 1%. Same-day funding, POS integration, and real-time reporting through the RMO Payments Network.

Cyber Insurance

eCommerce platforms and POS systems handle sensitive payment data constantly. Protect against PCI breaches, customer data theft, ransomware, and the regulatory fines that follow.

Electronics Protection

POS terminals, barcode scanners, tablets, display monitors, and warehouse equipment. Protect the technology your retail operation depends on against damage, theft, and malfunction.

Property Insurance

Protect your storefront, warehouse, inventory, fixtures, and business income. Coverage that scales from single-location shops to multi-site retail chains.

Buy Now, Pay Later

Offer your customers flexible payment options at checkout. Increase average order value and conversion rates with RMO’s Buy Now, Pay Later program — available in-store and online.

Financial Protection

Real-time fraud monitoring for transactions, chargeback protection, and risk management tools purpose-built for retail and eCommerce revenue streams.

Benefits

The RMO advantage for retail

Rates Starting at 1%

Competitive merchant processing rates that keep more revenue in your business, not going to payment processors.

Omnichannel Ready

Unified payment processing and protection that works across in-store, online, and mobile channels seamlessly.

Increase Conversions

Buy Now, Pay Later and flexible payment options help convert browsers into buyers and increase average order value.

End-to-End Protection

From cyber threats to physical property damage, cover every aspect of your retail operation under one provider.

How It Works

From first call to fully set up.

Retail and eCommerce partnerships run through RMO M.A.P.S — a clear path from inquiry to a working solution.

Step 01

Request Info via MAPS

Submit an information request through RMO M.A.P.S and tell us about your retail operation.

Step 02

Discovery Call

A M.A.P.S rep reviews your channels, volume, and goals to scope the right mix of services.

Step 03

Custom Package

We assemble a tailored package of payments, protection, and financing with clear pricing.

Step 04

Go Live

Onboard with hands-on support — POS setup, policy binding, and account activation.

FAQ

Frequently asked questions

How do I get started with RMO for my retail business?

Retail and eCommerce partnerships go through RMO M.A.P.S (Mergers, Acquisitions, Partnerships & Services). Submit an information request at /maps/request-more-information/ and select Retail & eCommerce. A MAPS rep follows up within one business day to scope the right mix of payments, protection, and financing.

What merchant processing rates does RMO offer retailers?

RMO merchant processing rates start at 1%, with same-day funding on settled card transactions, POS integration, and real-time reporting through the RMO Payments Network. Final pricing depends on your volume and transaction mix.

Can RMO support both in-store and online sales?

Yes. RMO is built for omnichannel retail — unified payment processing, protection, and reporting that works across brick-and-mortar, online, and mobile channels under one account.

How does Buy Now, Pay Later work for my customers?

With RMO Buy Now, Pay Later, customers split their purchase into scheduled payments at checkout while your business is paid upfront. It is available in-store and online and is designed to lift conversion and average order value.

Do I have to bundle every service?

No. You can start with a single service — merchant processing, a protection product, or financing — and add more over time. Your MAPS rep builds a package around what your business actually needs.

Get Started

Grow your retail business with RMO

From startup shops to established retail chains, our team builds customized packages that power growth and protect what you’ve built.

Request Information →
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