RMO Bank Deposit Products: FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Business Money Market

Earn more on your business cash with an RMO money market account. Get higher rates than standard savings with the flexibility to write checks and access funds when needed.

Higher APY Check Access FDIC Insured
Features

What comes with your account.

Tools and features to help you manage and grow your money.

Higher Yields

Earn more than standard business savings with competitive money market rates.

Flexible Access

Write checks and make transfers while still earning interest on your balance.

Tiered Rates

The more you deposit, the more you earn with tiered rate structures.

FDIC Insured

Deposits insured through our partner banks for your peace of mind.

Comparing money markets to CDs? See our guide to the best business CDs and money market accounts — which dollars belong in each.

Why RMO

Why members choose us.

More than just an account — a membership that works for you.

Best Rates

Money market accounts typically offer the highest deposit rates for liquid business cash.

Liquidity

Unlike CDs, your money stays accessible for business needs.

Business Grade

Designed for commercial cash management with higher balance thresholds.

Support

How can we help?

Have questions? We've got you covered.

FDIC Insurance. RMO Bank deposit accounts are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). APYs and fees are accurate as of 2026-05-10 and are subject to change without notice. Fees may reduce earnings. See the deposit account agreement and rate sheet for full terms, conditions, and any applicable transaction limits.
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