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Personal Payment Services

Manage your finances effortlessly with RMO Bank’s personal payment services. From lines of credit and charge cards to bill pay and RMOCash transfers, we offer flexible solutions to keep your money moving securely and conveniently.

Choose the product that works best for you.

MyFlex

Use this personal line of credit for expenses like auto repairs, medical bills, or other important purchases, with flexible repayment options.

Variable APR:

10.99% - 19.99%

Features
  • Flexible Credit Access
  • Convenient Repayment Options
  • No Prepayment Penalties

Minimum Membership Required:

Personal Membership I

MyCharge

 This charge card offers a dynamic spending limit that grows as you build a strong payment history, giving you more freedom over time.

Variable APR:

14.99% - 22.99%

Features
  • Dynamic Spending Limit
  • No Annual Fee
  • Exclusive Member Perks

Minimum Membership Required:

Personal Membership I

BillPay

Pay credit cards, loans, utilities, rent, and more securely from one platform, with easy scheduling and automatic payment features.

Variable Fee:

0.00% - 1.00%

Features
  • All-in-One Payments
  • Scheduled & Recurring Options
  • Real-Time Tracking

Minimum Membership Required:

Personal Membership I

RMOPay
Enjoy 24/7 secure transfers between members with no hidden fees or delays, making money management quick and easy.

Variable Fee:

0.00% - 1.00%

Features
  • 24/7 Instant Money Transfers
  • Secure Transactions & Protection
  • Scheduled & Recurring

Minimum Membership Required:

Personal Membership I

Benefits with every product:

$0 Fraud Liability

Rest easy knowing you’re protected from unauthorized transactions. If fraud occurs, you won’t be held responsible for charges made without your consent.

Realtime Alerts & Protection

Stay informed with instant notifications for account activity. Receive updates on purchases, payments, and transfers to keep track of your finances in real time.

Secure Digital Access

Enjoy safe and easy account management from anywhere. Access your accounts through our secure online and mobile MyRMO platforms for convenient, on-the-go financial control.

Earn Points

Turn everyday transactions into valuable rewards. Earn points on eligible purchases or payments and redeem them for cash back, gift cards, and more.

Not a member?

Join the RMO Club and enhance your lifestyle with exclusive access to our curated products and services tailored just for you. 
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Products / Services Offered By:

RMO Payment Services