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Platinum

Elevate your lifestyle with the RMO Platinum Card, providing exclusive access to premium benefits, higher reward rates, and world-class member service.

Important Information

Rates & Fees
Purchase & Balance Transfer Variable APR between
7.99% - 29.99%
To Know

Best For:

Personal Members
higher interest rates
Building or Rebuilding - Good - Excellente
Important Information
Terms & Conditions
Cardholder Agreememt
Rewards Information

Features & Benefits

Paying Off Large Purchases Over Time

This innovative feature offers you the flexibility to spread the cost of big-ticket items into manageable monthly payments, easing your financial burden without compromising on your desires.

No Cash Advance Fees

With no cash advance fees, managing short-term cash flow becomes easier. This feature is particularly useful for small business owners or individuals.

Zero-Liability Fraud Protection

If you suspect fraudulent activity or if your card is lost or stolen, you can easily freeze your account from your mobile app or online account, preventing any new charges while you resolve the situation.

Credit Score Access

Gain valuable insights into the factors affecting your credit score, with detailed reports that help you understand how your financial behaviors impact your credit standing.

RMO Card Benefits

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Digital card issuance for the eligible.
No balance transfer or foreign transaction fees.
Ability to freeze and unfreeze your cards.
24/7 Fraud Monitoring & Tools.

Frequently Asked Questions (FAQs)

What benefits come with the RMO Platinum Personal Credit Card?

The RMO Platinum Personal Credit Card offers a range of premium benefits including exclusive access to airport lounges, comprehensive travel insurance, cashback on purchases, and enhanced rewards points on dining, travel, and more. Cardholders also enjoy extended warranty services and 24/7 concierge service for a truly elite experience.

How can I apply for an RMO Platinum Personal Credit Card?

You can apply for an RMO Platinum Personal Credit Card through the RMO Bank website, by visiting a local RMO Bank branch, or by contacting our customer service hotline. Ensure you meet the eligibility criteria, which include a minimum income requirement and a good credit score, before applying.

Is there an annual fee for the RMO Platinum Personal Credit Card?

Yes, the RMO Platinum Personal Credit Card comes with an annual fee, reflective of the premium benefits and services it offers. Detailed fee information can be found in your cardholder agreement or by contacting customer service. (Specific fee details are not provided here as they are subject to change and vary by region.)

Can I earn rewards on every purchase with my RMO Platinum Personal Credit Card?

Absolutely! With the RMO Platinum Personal Credit Card, every purchase earns you rewards points that can be redeemed for travel, merchandise, gift cards, and more. Plus, you'll earn bonus points on categories such as travel and dining, allowing you to accumulate rewards even faster.

What security features are available with the RMO Platinum Personal Credit Card?

The RMO Platinum Personal Credit Card is equipped with advanced security features including EMV chip technology for safer transactions, fraud monitoring to detect unusual activity, and zero liability protection to ensure you're not responsible for unauthorized charges. Additionally, cardholders can set up alerts and controls for added security and peace of mind.

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