Personal Loans
Choose the loan product that works best for you.
Unsecured
Does not require collateral, making it a convenient option for borrowers with good credit seeking quick access to funds.
Variable APR:
8.99% - 21.99%
Features
- No collateral required
- Quick approval and fund disbursement
- Fixed interest rates with predictable monthly payments
Minimum Membership Required:
Personal Membership I
Secured
Requires collateral, allowing for lower interest rates. It’s ideal for borrowers seeking larger loan amounts or more favorable repayment terms.
Variable APR:
6.99% - 18.99%
Features
- Competitive interest rates due to collateral backing
- Higher loan amounts available
- Flexible repayment terms to fit your budget
Minimum Membership Required:
Personal Membership I
Low Rates
We’re committed to offering competitive rates that fit your budget. If you find a lower rate from another lender, we’ll match or beat it—helping you save more over the life of your loan.
Borrow More
Whether you need $5,000 or up to $150,100, we offer flexible loan amounts to cover a wide range of financial needs. Get the funds you need with terms that work for you.
Fast Funding
How it works
Apply
Complete your application online, by phone or in person and get your decision.
Pick Your Loan Terms
If pre-approved we will give you term, payment interest options you can choose from.
Receive Funds
Once your loan is finalized either secured or unsecured your funds can be made available in as little as 30 minutes.
Disclaimer:
Loan approval is subject to credit review and eligibility criteria. Rates, terms, and loan amounts vary based on creditworthiness and loan type. Additional conditions may apply. Contact RMO Bank for full details.
Not a member?
Products / Services Offered By:
(RMO Bank)